Some Insured Still Can't Afford Care

SAN FRANCISCO, Oct. 8 (UPI) — Some parents have not gotten pediatrician-recommended care for their children even though they have health insurance because of costs, a U.S. survey indicates.

Researchers said about 13 percent of parents surveyed were considered “underinsured,” meaning they had health insurance but were still unable to get recommended care because of deductibles, co-pays and other costs, HealthDay reported.

“People who are in those middle-income brackets are saying they are having a harder time taking care of their children’s health and their children’s health is suffering,” said study co-author Bill Spears, an associate professor at Wright State University in Xenia, Ohio.

Whether health reform legislation will alleviate underinsurance is unsure, Spears said, though much depends on the specifics of the coverage people will be expected to buy.

Far more people will have insurance, he said, but if the coverage they buy has high premiums, deductibles and co-pays, people may continue to find it difficult to pay for care.

“If I had to guess, I’d say the underinsurance issue is not going to improve and may get worse,” Spears said.

The survey findings were presented at the American Academy of Pediatrics National Conference and Exhibition in San Francisco.

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