Some Face 20% Health Insurance Increase

MENLO PARK, Calif., June 22 (UPI) — More than 75 percent of U.S. adults who buy their own health insurance face premium increases that average 20 percent, a survey indicates.

The Kaiser Family Foundation survey of people who purchase their own insurance — about 14 million people under age 65 who are self-employed, an employer does not offer them health insurance coverage or they cannot afford the employer coverage — found most facing higher premiums paid the increase, but 16 percent say they switched to another coverage provider.

This group, whose members buy their own health insurance, reports average annual premiums of $3,606 for one person and $7,102 for a family premium, less than the average $4,824 premium reported in 2009 for employer-sponsored coverage, which typically provides more comprehensive insurance.

Forty percent who buy their own coverage say they are not too confident or not at all confident they will be able to pay their medical bills, with 17 percent very confident they could pay their medical bills.

The survey of 1,038 people ages 18-64 who purchase their own health coverage was conducted March 19 to April 2. The survey has a margin of error of 4 percentage points.

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